How to Start Full-Time RVing: The Logistics Guide
Quit the job. Sell the house. Hit the road. Here is how to actually handle Domicile, Mail, and Insurance.
So you want to live on the road. The Instagram photos are pretty, but the paperwork is real. You cannot just “leave.” You need a legal existence.
1. Domicile (State of Residency)
You need a legal address for your License, Voting, and Taxes. You cannot use a PO Box.
- Top States: Florida, Texas, South Dakota (No state income tax).
- The Solution: Use a mail forwarding service like Escapees or America’s Mailbox. They provide a legal physical address you can use for your Driver’s License.
2. Mail
- Scanning Services: Your mail service scans the envelope. You view it in an app. You tell them to “Open and Scan” or “Shred.”
- Packages: Amazon lockers are your best friend. For larger items, ship to a campground (call ahead to verify they accept packages).
3. Insurance
Standard Auto Insurance does NOT cover Full-Time RVing.
- If you live in it, you need a Full-Timers Policy.
- This adds “Personal Liability” (like homeowners insurance) for if someone trips on your stairs.
- It covers your personal property (laptops, clothes) which auto policies ignore.
4. Internet
You cannot work if you cannot connect.
- Primary: Starlink (works everywhere with a clear sky).
- Backup: Cellular Hotspot (AT&T/Verizon).
- Hardware: A router (Peplink) to bond connections.
5. Exit Strategy
Have an exit plan. What if the engine blows? What if you get sick?
- Keep a “Get off the road” fund ($5k - $10k).
- Know that it is okay to quit. Most full-timers last 1-2 years. Enjoy the ride while it lasts.